Term Deposit Service

TermDeposit.com.au's Australian Term Deposit Indices

TermDeposit.com.au is pleased to announce the introduction of the first term deposit indices available in the Australian market, giving investors a much needed benchmark for their returns to those available through term deposits on TermDeposit.com.au.

Index Summary - Value 03 September 2010

  30-day 60-day 90-day 120-day 150-day 180-day 270-day 1-year
Current5.1272%5.2579%5.4931%5.5195%5.6028%5.7421%5.7534%5.8516%
Aug-105.1637%5.3220%5.5587%5.5725%5.6641%5.7950%5.8008%5.9321%
Jul-105.2263%5.3977%5.5992%5.6370%5.7149%5.8524%5.8425%5.9861%
Jun-105.2025%5.3868%5.5974%5.6387%5.7105%5.8868%5.8375%6.0059%
May-105.1037%5.2999%5.5615%5.5780%5.6358%5.8940%5.7406%6.0499%
Apr-104.8393%5.0820%5.4259%5.4666%5.5366%5.8414%5.7419%6.0575%
Mar-104.7261%4.9756%5.3452%5.3523%5.4553%5.7991%5.6834%6.0392%
Feb-104.7135%4.9525%5.3685%5.2650%5.3401%5.7622%5.5164%5.9591%
Jan-104.6746%4.9310%5.3373%5.2654%5.2871%5.7414%5.6042%6.0409%
Dec-094.4706%4.6933%5.0488%5.0819%5.0754%5.4626%5.3952%5.8400%
Nov-094.2301%4.4578%4.7356%4.8392%4.8412%5.1527%5.2355%5.6221%
Oct-093.8797%4.1372%4.3946%4.5242%4.5178%4.8017%5.0591%5.3270%
Sep-093.6580%3.8344%4.1080%4.1938%4.1494%4.4218%4.5271%4.8223%
Aug-093.6215%3.7529%4.0063%4.0579%4.0738%4.2466%4.3575%4.6001%
Jul-093.5822%3.6554%3.9415%3.8565%3.9081%4.0229%3.9908%4.1906%
Jun-093.5799%3.6332%3.8699%3.8412%3.8143%3.9177%3.8632%4.0065%
May-093.4699%3.5101%3.6960%3.7452%3.6852%3.7106%3.6413%3.7378%
Apr-093.5133%3.5541%3.7513%3.6536%3.6094%3.6239%3.5234%3.6246%
Mar-093.5931%3.6897%3.8542%3.6497%3.6381%3.6493%3.4784%3.5865%
Feb-093.8066%3.8742%4.0024%3.6618%3.7444%3.7278%3.5220%3.6621%
Jan-094.6779%4.5623%4.7134%4.3215%4.2429%4.1992%3.8959%3.9934%
Dec-085.0407%5.0725%5.2972%4.8872%4.7632%4.5971%4.2957%4.2836%
Nov-085.6867%5.6476%5.9328%5.5032%5.3879%5.2113%4.8466%5.0792%
Oct-086.6407%6.5857%6.6266%6.4143%6.2948%6.1577%5.7957%5.9107%
Sep-087.5024%7.5232%7.6020%7.5754%7.5615%7.5659%7.2792%7.3910%
Aug-087.5918%7.6061%7.6563%7.6529%7.6590%7.7051%7.4994%7.6283%
Jul-087.8356%7.9498%8.1102%8.1318%8.1878%8.2782%8.2593%8.3982%
  30-day 60-day 90-day 120-day 150-day 180-day 270-day 1-year
Current1.11251.1161.1241.12291.12231.12861.1341.1472
Aug-101.11231.11581.12381.12271.12211.12841.13391.147
Jul-101.10731.11061.11841.11711.11651.12261.12851.1411
Jun-101.10251.10571.11321.11191.11151.11721.12341.1355
May-101.09791.1011.10831.1071.10661.1121.11841.1316
Apr-101.09331.09621.10331.10211.10161.10671.11331.1276
Mar-101.0891.09181.09851.09731.09681.10171.10831.1238
Feb-101.08441.08691.09341.09211.09151.09611.10291.1195
Jan-101.08051.08291.0891.0881.08781.09151.09831.116
Dec-091.07651.07891.08451.0841.08421.08661.09351.1123
Nov-091.07261.07481.08051.07971.08051.08251.08971.1083
Oct-091.06891.0711.07681.07551.07671.07891.08651.1044
Sep-091.06561.06761.07321.07191.07311.07531.08331.1006
Aug-091.06241.06431.06971.06841.06981.07181.08021.0969
Jul-091.05921.06091.06611.06491.06661.06821.07691.093
Jun-091.0561.05761.06251.06141.06331.06451.07371.0891
May-091.05281.05441.05891.0581.061.06051.07041.081
Apr-091.04991.05141.05571.0551.0571.05691.06741.0737
Mar-091.04681.04821.05231.05191.05271.05311.06431.0661
Feb-091.04351.04481.04791.04851.04791.04911.0571.0582
Jan-091.041.0411.04391.04371.04371.04561.05021.0512
Dec-081.03591.03691.03971.03831.03921.04181.0431.0439
Nov-081.03111.03121.03311.03241.03431.03481.03511.0358
Oct-081.02591.02611.0271.02751.02791.02821.02851.029
Sep-081.01951.01971.02041.02061.02071.0211.02121.0216
Aug-081.01281.0131.01321.01331.01341.01351.01371.0139
Jul-081.00651.00661.00671.00671.00681.00691.00691.0071
  All Maturities
Current5.5435%
Aug-105.6011%
Jul-105.6570%
Jun-105.6583%
May-105.6079%
Apr-105.4989%
Mar-105.4220%
Feb-105.3597%
Jan-105.3602%
Dec-095.1335%
Nov-094.8893%
Oct-094.5802%
Sep-094.2143%
Aug-094.0896%
Jul-093.8935%
Jun-093.8157%
May-093.6495%
Apr-093.6067%
Mar-093.6424%
Feb-093.7502%
Jan-094.3258%
Dec-084.7796%
Nov-085.4119%
Oct-086.3033%
Sep-087.5001%
Aug-087.6249%
Jul-088.1439%
  All Maturities
Current1.1259
Aug-101.1258
Jul-101.1203
Jun-101.1151
May-101.1103
Apr-101.1055
Mar-101.1009
Feb-101.0958
Jan-101.0917
Dec-091.0876
Nov-091.0836
Oct-091.0798
Sep-091.0763
Aug-091.0729
Jul-091.0695
Jun-091.066
May-091.062
Apr-091.0583
Mar-091.0544
Feb-091.0496
Jan-091.0449
Dec-081.0398
Nov-081.0335
Oct-081.0275
Sep-081.0206
Aug-081.0134
Jul-081.0068

Australian Term Deposit Index (ATDi) provides the monthly average of all rates available on TermDeposit.com.au across all issuing institutions. Separate indices are calculated across eight terms (30-day, 60-day, 90-day, 120-day, 150-day, 180-day, 270-day, and 1 year). The indices are set monthly and intra-month figures are published to indicate how the indices are averaging throughout the month. These indices help investors compare their rates across varying maturities.

Australian Term Deposit Accumulation Index (ATDAi) shows the value of $1 invested in rolling term deposits at the average rate available on TermDeposit.com.au across all issuing institutions, starting on 1 July 2008 and rolling at the end of each specified term. There are separate indices for each of eight terms, enabling investors to compare the dollar return from their cash investments across various terms against other asset classes.

All Maturities Term Deposit Index (AMTDi) is calculated as the average of the eight Australian Term Deposit indices, providing a single rate comparison.

All Maturities Term Deposit Accumulation Index (AMTDAi) is calculated as the average of the eight Australian Term Deposit indices, helping investors compare their cash rate returns across maturities against other asset classes.